SSS Maternity Benefit Application for voluntary members is now online!
I love how convenient it was to process my SSS Maternity Benefit after giving birth last May. I was told that it used to be a tedious process, and you have to wait for weeks to get the money. Now, it's so different.
Let me walk you through the process from my experience.
1. Upon learning of my pregnancy, I immediately filed for Maternity Notification through the SSS website.
Click E-services < Benefits < Submit Maternity Notification. Just provide your expected date of delivery or due date then the rest of the details being asked.
You will receive an email to confirm your submission. DONE!
2. While waiting to give birth, make sure you have an enrolled Disbursement Account where SSS will deposit your money. You need to have a Disbursement Account before you can apply for Maternity benefit.
Click E-SERVICES < Disbursement Module. You will be asked to submit these three: Proof of Account, ID Card, Selfie photo. I got rejected 3 times because of the Proof of Account I submitted.
Proof of Account - I want the money to be deposited in my BPI account. Since I have the app, I took a screenshot of my account. I have on the left the screenshot that was successfully approved.
You have to wait for another email to confirm if your details got approved or rejected.
If you cannot see any buttons in the Disbursement page, that means you need to update your account details first. This one is tricky because you have to submit your details in the office.
To know how much you can get, go to INQUIRY < Eligibility < Sickness/Maternity
3. If approved, you can now apply for Maternity Benefit.
Click E-services < Benefits < Apply for Maternity Benefit. Just provide the details being asked and attach a copy of your baby's Certificate of Live Birth. Make sure you have the original copy with the stamp like below:
I got rejected twice because I was asked to submit a colored copy of the Certificate of Live Birth. I actually submitted the original/colored copy, but the color wasn't very clear. So I did some magic to make the green labels stand out. See below sample:
I saw in the forums that some had to go to their municipal office to have their document stamped as Certified True Copy. But you don't necessarily have to do that. Just make sure the green labels are clear.
I got the approval/rejection in my email after 4 days of submitting the document. I received the money in my BPI account after 3 working days. I was approved Thursday and received the money Tuesday. For reference, I got the maximum benefit of P70,000 since I've been paying P2,400 contribution since 2020.
I really appreciate SSS for making their processes simpler and more convenient. Now, I can even contribute voluntarily thru Gcash, Paymaya and UnionBank since I'm doing freelance work. And the posting of the contribution in the website is real-time. I hope Pag-ibig and Philhealth will improve their websites and processes in the coming months as well.
That's it. Good luck with your application!
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